Partners & Agent
Chubb Life Customer Service
Prices of Investment Options
Important Risk Warning Statements
Our investment-linked assurance schemes, namely Infinite - Regular Premium Investment Plan, Ultra - Single Premium Investment Plan, WealthMaster Variable Universal Life, Partner Investment Select Plan, WealthLink Investment, WealthLink Investment II, WealthLink Investment Pro - Regular Premium and WealthLink Investment Pro - Single Premium (collectively the "Products") are long term insurance policies issued by Chubb Life Insurance Company Ltd. (the "Company"). Your investments are therefore subject to the credit risks of the Company.
WealthMaster Variable Universal Life, Partner Investment Select Plan, WealthLink Investment, WealthLink Investment II, WealthLink Investment Pro - Regular Premium and WealthLink Investment Pro - Single Premium are not available for policy applications and cannot continue to be marketed to the public in Hong Kong.
Units of investment options allocated to your policy are notional and solely for the purpose of determining the account value of your policy. All premiums you pay towards your policy, and any investment made by the Company in the underlying funds linked to the investment options you selected, will become and remain the assets of the Company. You do not have any rights or ownership over any of those assets. Your recourse is against the Company only.
Return on investment under your policy will be calculated by the Company with reference to the performance of the underlying funds linked to the investment options you selected. As the return of your policy is contingent upon the performance of the underlying funds, there is a risk of loss of principal.
Due to the various fees and charges levied under the respective Products by the Company, the return on investment under your policy as a whole may be lower than the return of the underlying funds linked to the investment options you selected.
Although your policy is a life insurance policy, because part of your death benefit is linked to the performance of the underlying funds linked to your selected investment options from time to time, your death benefit is subject to investment risks and market fluctuations. The death benefit payable may not be sufficient for your individual needs.
More importantly, in respect of Infinite - Regular Premium Investment Plan, WealthMaster Variable Universal Life and Partner Investment Select Plan, you should be aware of the following regarding your death benefit and the cost of insurance:
Part of the ongoing charges you pay that will be deducted from the value of your policy will be used to cover the cost of insurance for the life coverage and any additional coverage (if applicable) you may choose.
The cost of insurance will reduce the amount that may be applied towards investment in the underlying funds linked to the investment options you selected.
The cost of insurance may increase significantly during the term of your policy due to factors such as insured's age and investment losses, etc. This may result in significant or even total loss of your premiums paid.
If the value of your policy becomes insufficient to cover all the ongoing fees and charges, your policy will be terminated early and you could lose all your premiums paid and benefits.
You should consult your intermediary for details, such as how the charges may increase and could impact the value of your policy.
The Products are designed to be held for a long term period. Early surrender or partial withdrawal of the policy/ suspension of or reduction in premium may result in a significant loss of principal and bonuses awarded (if any). Poor performance of the underlying funds may further magnify your investment losses, while all charges are still deductible.
The investment options available under each of the respective Products can have very different features and risk profiles. Some may be of high risk.
Investment involves risk. You should not purchase the Product(s) unless you understand it and it has been explained to you how it is suitable for you. The final decision is yours.
You should not invest based on this website alone. You should read the Principal Brochure of the Product(s) and the offering documents of the underlying funds which are available from us free of charge upon request.
Issuer: Chubb Life Insurance Company Ltd.
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